It likely depends on a particular state’s law, but in VERY general terms (read: not giving you any legal advice on which you may rely) you would not be liable unless you somehow created the condition that caused or contributed to the fall/injury. It is also possible that you could have a duty to warn of known hazards, again depending on the state and the innumerable factual scenarios that could arise, which are limited only by one’s imagination (and Plaintiffs’ lawyers have very vivid imaginations).
As for liability insurance, it is likely worth a discussion with your agent. It may not be very expensive and worth the peace of mind.
__________________
Now watch what you say, or they'll be calling you a radical, a liberal, oh, fanatical, criminal
Won't you sign up your name? We'd like to feel you're acceptable, respectable, presentable, a vegetable
If we are to have another contest in the near future of our national existence, I predict that the dividing line will not be Mason and Dixon's but between patriotism and intelligence on the one side, and superstition, ambition and ignorance on the other.- Ulysses S. Grant, 18th US President.
|