I had it happen to a friend of mine. He was a banker, good guy. I sold him cards at my shop and when I started my ad agency my partner needed the cash to fund his half of the seed money. It was like $5000 and all the banks wouldn't do it because my partner's credit really was in the toilet. My friend said, it's not that much, I know you, I can make the loan. He got addicted to busting wax. Lost his job and family and ended up in jail. Last time I saw him he was working at Lowes...nothing wrong with working at Lowes, but he was on track to a good career before wax busting got its hooks in him.
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