[swarmee]

BobC, a couple of corrections for you.

1) PSA is the only company I'm aware of that still has a guarantee in force. So SGC would do nothing for you, or at least is not obligated to by any current policy. BGS does not have one either, and I haven't heard of any of the newer companies (CSG, FCG, TAG, etc) having one. Edited to add: There have been a couple of lawsuits against both companies anyways, because they don't have any type of guarantee, but people have lost hundreds of thousands of dollars due to their incompetence. I believe SGC was shamed into refunding their auto authentications on the T-206s because of backlash against the company, then folded their autograph authentication arm for a while. They are now certifying autos, but not sure if that is just pack-inserted cards that have been pre-certified by the card companies.

2) PSA telling buyers to go back to the submitters referred specifically to trimmed cards, not ones they misgraded accidentally (not seeing a pinhole, writing, crease, etc), because their TOS for submitters originally was to sign a form stating that the cards in the submission were all unaltered, to their own knowledge. So PSA was trusting that submitters be honest, because they know they're incompetent to generally detect alterations. But I was also the one (or at least one of them) to point this clause out to them, and recommended that they force PWCC to take all the returns rather than pay out on all the guarantees directly.