I used to joke with my business-major friends in college that they were just getting a degree in common sense. However, reading through the comments every time this topic gets discussed, and hearing Chris say that 75% of his classmates got it wrong, highlights the fact that common sense isn't quite as common as one might think.
Sometimes, people just over complicate things. In this case, whether or not a dealer, for whom running a profitable business is the primary goal, should sell a card or not depends only on two factors: what it's worth, and what the buyer is willing to pay. Everything else is completely irrelevant.
As a side note, asking, "what is my replacement cost?", while perhaps a more helpful way of looking at it for some, is just another way of saying, "what is it worth?".
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If it's not perfectly centered, I probably don't want it.
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