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Old 10-21-2022, 08:25 PM
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Peter Spaeth
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Join Date: Apr 2009
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Quote:
Originally Posted by raulus View Post
Have to buy it direct from the US Treasury. They put a cap of $10k per year on you. If you withdraw after less than 5 years then you pay a penalty equal to your interest earned for the previous 3 months.

And the rate is nice now, but it will fluctuate based in inflation. So it could go down, depending on just how transitory inflation really ends up being.
My amateur take on it was that it provides inflation protection over a period long enough that one probably doesn't need inflation protection.
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