Sure, if it made sense. I doubt I'd ever use a high interest loan like a credit card for a card that would take me a year to pay off, but I've taken some time to pay for cards and offered the same to people over the years.
What Sean said above is the right answer imo. If you have a collection worth say 50k and your dream card is worth 20k and you're willing to sell as much as you need to from your collection to own it, and you can negotiate a 6 month window to pay, sure, why wouldn't you?
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