Terry Knouse Sr. sold me some great stuff (Just So etc..) around 2000, at a National. I didn't have the money at the time but had a great outsides sales IT job and knew it would be coming in. I asked if I could pay him for around 16k in cards, in 90 days. He said sure, take as long as you need to, and gave me the cards to take home. I think I repaid him in one month. Again, I believe that was the first time I ever met him. But to answer the question, no.

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