[raulus]

I guess the beauty of living in a free country is that you get to choose how to spend your time and financial resources. And nobody can force you otherwise. Your mother and wife might try, but even their influence has limits. And the beauty is that all of our actions have consequences. If I make brilliant choices, then I reap the rewards. If they are foolish, then I suffer accordingly. Sometimes it takes years or decades for the natural results to manifest, but the law of the harvest is just as true today as it has ever been.

If you decide to pull your cash out of retirement and put it into cards, then God bless you. I really hope it works out well for you financially. And if not, then hopefully you can derive some pleasure in just having the cards.

And for those of us that under-allocate to cards and over-allocate to other assets, hopefully our choices work out for us as well, and we don't look back and wish that we had just let it all ride on cardboard.

Happy collecting, and hopefully we can all enjoy a well-deserved retirement when the time comes, hopefully sooner than later, free of financial worry, and replete with hoarding cardboard and arguing with strangers online about piffle.