Cards might go down, cards might go up.
Stocks might go down, stocks might go up.
Generally, over the long haul, if the major stock market indexes doesn’t go up over the long haul (a retirement account is a long haul investment), the dollar will be collapsing and collectibles will be worth little to nothing. One may make more on 52 Mantle’s or the right vintage, but the indexes are a lot more secure. If they collapse, everything collapses. I’m all for taking some smart gambles, but retirement accounts should not be withdrawn (with those heavy penalty hits) to gamble on baseball cards. Safe and solid is a wiser approach for retirement, but that’s just my opinion. If one wants to go risky, risking it in a way that doesn’t incur huge withdrawal fees seems the wiser risk. Take some income and put it into cards if one wants, or yolo it on crypto, some risks can pay off a lot better than the stock market. But don’t take out of retirement accounts to do it.
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