I believe that unless they know otherwise, PSA values all non-star cards the same. Their job isn’t to know rarity, their job is to grade cards. If the card is truely rare then, as many others have said, pay what the card is worth to you and forget the guide. I have been collecting for the last 30+ years and the next time I refer to a PSA price guide will also be the first time I have ever referred to a PSA price guide.
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