You Boomers are going to be the last generation that can really plan a retirement. Us Gen Xers, not so much. By the time we came up, traditional pensions and defined retirement benefits were all but extinct. We've been forced into the equities markets and they've crapped the bed several times since I started working, which has really messed with planning. Most of us cannot afford to retire on any sort of schedule. If things fall out just right for me, I might be able to quit when I am able to get on Medicare and Social Security. If not, I will have to work until the end of whatever boom-bust cycle we are in at the time.
I intend to unwind my collection when I retire as a way of generating cash flow and having some fun.
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