I suggest also searching past threads, maybe use the word investment, this has been discussed countless times and I am guessing most people like myself may be burned out on the topic and don't want to get into it yet again.
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Net 54-- the discussion board where people resent discussions. 
My avatar is a sketch by my son who is an art school graduate. Some of his sketches and paintings are at
https://www.jamesspaethartwork.com/
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