I used to use the penny sleeve/top loader/team bag method for decent cards. I used the team bags only because when I'd look through the cards without them, the top loaders would scratch each other sometimes and I was OCD about it. Commons stayed out of any packaging and went into boxes.
I'll still pick up raw now and then but my goal is to have everything I get graded for the sole purpose of if I kick the bucket one day, at least my family members will know what the heck they are looking at and dealing with.
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