[molenick]

I have to be honest, I think of myself as a "true collector" but I have been obsessed by condition before there were even grading services. So, unless we are talking about extreme rarities, I would not want any cards with these features, with the exception of "writing on back" which I don't care about for cabinets, cdvs, postcards and other photographic items I collect because I like the image on the front.

I am sure I do own some altered cards in graded holders and I hate the idea of that. I do my best to avoid them (I check certification numbers on sites that "out" altered cards) but I realize collecting graded cards has that possibility. I am not saying all my cards are super-high grades, I have plenty of mid-grade type cards that I bought because I thought they presented nicely and were a good deal. But I try to avoid all the issues you mentioned for cards in my collection (with the above mentioned exception).