If it is not scheduled on your homeowners insurance (you pay extra) I think there is a great chance homeowners won't cover it. I use Safeco (Liberty Mutual subsidiary) and they definitely don't insure that kind of stuff UNLESS scheduled. And I am not sure they would do cards but I have jewelery and art scheduled...have had a claim or two and all was fine.
.
Quote:
Originally Posted by brianclat11
I have a follow-up question for you guys. My collection is growing but seems to be covered by personal property within my Homeowner's policy. What is the main benefit to getting additional coverage outside of that?
|