The card itself looks authentic to me.
I agree that the shiny areas look like some sort of foreign material. I have a T205 somewhere that has a similar bit of shiny on a couple of the gold-ink baselines. I suspect that in my case the card, before I obtained it, had been in an older plastic sheet or pocket and some material transferred to the card, maybe due to heat and/or pressure.
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Buying T205s: (larger want list here)
• Also WTB: Christy Mathewson - 1914 Pritchard Stamp
See the Want List for "Successful net54 transactions" list.
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