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Old 03-24-2021, 04:43 PM
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Aplyon86 Aplyon86 is offline
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Join Date: Sep 2019
Location: Illinois
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Quote:
Originally Posted by Aquarian Sports Cards View Post
Problem is you just said two different things as goals.

1. Do it gradually and enjoy the process.

2. Sell it as a means to raise money and enjoy retirement.

There's a time value to money. The same reason the lottery offers you more if you take your win over time applies here. Again to use your round numbers $100,000 today is worth a lot more than $10,000/year for 10 years.
Somewhat of an easy question to ask to help you decide. Do you think your collection will appreciate more or less than whatever portfolio allocation you'll put this into. As everyone has also said, even if your collection grows more, the taxes could be more, too, which could net to less.

Also consider how un-diversified your nest egg could potentially be by not selling if your collection makes up a material portion of your retirement. Nonethess, enjoy your retirement!!!

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