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3) I am on a budget - no dropping thousands on each card (yea, I know good luck on the Ruth).
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I'm actually working on a very similar project, also as a mid-40s "returning collector." I took care of the Ruth a few months ago with a 1932 Sanella, and I'm very happy I did. They've gone up since then but are still ridiculously affordable compared to the competition. If your definition doesn't include German margarine issues, I recommend creating a loophole.