I would take the poor card since you may never see it again.
My example is my T215 Red Cross Billy Purtell Jersey City card. As far as I can tell it's the only one graded by PSA or SGC. I was thrilled to pick it up when I saw it for my Jersey City collection. I never thought I would ever see it let alone own it.
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I'm always looking for t206's with purple numbers stamped on the back like the one in my avatar.
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