Quote:
Originally Posted by cammb
When you sell a card, do you state that you guarantee delivery? No one states that. It is implied. A good seller will always refund but that’s not to say he has to.
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I don't agree, but Cammb's points are legitimate.
People should be clear in their sales description what they mean. I don't think it's a bad argument to say "If the USPS loses it...," but, from this thread, that's obviously not what many buyers expect. Thus, be clear in the sales description.
Further, insurance can be the option of the buyer, and if the buyer chooses not to pay for postal insurance, then that buys into Cammb's argument that the buyer is choosing to take that chance on the item possibly being lost or damaged in the mail. There, it could be fairly argued that is on the buyer.
Seller in description: "I'm not responsible for the USPS's errors. You are welcome to pay for insurance, but if you choose not to have the item insured that is your choice, I am not responsible for loss or damage caused by USPS." That's a fair enough thing to say.
Obviously, Paypal, credit card company and Facebook are final arbiters of where the money goes or stays, making many arguments moot.
Also, you're choosing to take the risk when you pay with F/F. The buyer can't claim entire innocence when agreeing to do that, as he is both agreeing to give up normal protections and it involves some dishonesty.