Quote:
Originally Posted by Jim65
Goods and Services offers buyers protection in case the package never delivered or the item is different than the seller descibed. You will receive a refund.
PayPal offers Friends and Family for non-purchase transactions between Friends and Family. A lot of people don't know its against PayPal rules to use F&F to buy stuff because you're cheating them out of their fees and you're account can be suspended.
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You describe it as a refund, so does that mean PayPal is charging back the seller? Outside of taking the money back from the seller and refunding the customer are they providing any other benefit? I assume they are taking the risk they can't collect from the seller.
I guess what I am asking is in the case of Brian and Kevin, would PayPal G&S function as an insurer? Or would they just act as the Net54 chorus and make Brian refund Kevin?
To ask this another way: right now Brian is out the money and the 4 cards, and Kevin is whole. If Kevin had used G&S would anything change, other than one of the two would be out another 3%?
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