Thanks for all the advice, everyone.
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1) avoid buying on-line if you are a stickler on condition, instead wait for Covid to end and buy in person, you wont end up as disappointed
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I finally started buying cards again after 27 years, and now you want me to wait until after Covid?? Come on!
Seriously, though, I wouldn't describe myself as a stickler on condition - I just don't want to spend a lot of $ overpaying for my rookie mistakes. Believe me, I would love it if we could go back to the '80s when people were just happy enjoying nice-looking cards rather than trying to parse between 17 different types of "near mint/mint" and sending cards away to be inspected and punished for their every flaw. But that's not reality anymore, so I'm trying to learn to navigate.