I don't get any of these POVs saying "use a purchase receipt" to prove the value of cards. Not only does the purchase price have nothing to do with what something's worth now, but naturally some people have had their cards for many, many years (or even since childhood), and would never have such a receipt.
I'm not sure what the best answer is for these insurance claims spots, but needing the proof of purchase is one of the worst. If the post office can't use info like VCP as a good enough indication of something's value, then they shouldn't offer insurance at all
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