Good Question
The quick answer to your question is no. That's why I can't help but conclude that it makes sense to keep estimates low unless you need your graded cards ASAP and want to pay $75 per card or more. Maybe I'm missing something BUT we're not professional graders.
Your second point is very valid. It isn't fair. In a way you could say my recent experience reflects how any TPG has evolved since the 1990s.
Peace and stay healthy.
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