Either top or bottom are better problems, because it is less obvious to the eye/brain psychologically that a card isn't just designed that way (even if intellectually one knows the border is supposed to be even all around on that issue). Between those, pushed down looks better to me since the top-center is typically the main section of the card, in the sense of where the player face/torso usually is, so having what passes as an adequate border in the area where one first (and perhaps only, if taking just a quick glance) looks seems more soothing to the eye.
(Not sure if my opinion counts since I might buy a card that's a little off, but never one designated o/c).
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