An EX should not have a crease, but PSA allows for a "surface wrinkle" which is a ripple on one side of the card only to remain an EX (probably on the back). However, no, you're not being too tough. If an online seller is going to call something EX they should divulge if there are creases.
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PWCC: The Fish Stinks From the Head
PSA: Regularly Get Cheated
BGS: Can't detect trimming on modern
SGC: Closed auto authentication business
JSA: Approved same T206 Autos before SGC
Oh, what a difference a year makes.
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