Quote:
Originally Posted by oldjudge
Brian-If you are shipping certified but guaranteeing to the buyer that the card/cards will arrive or you will refund their purchase price why would the buyer ever pay additional for insurance? I suggest that in the future you quote a base price plus “shipping” for each card. If the buyer wants insurance he has to pay for it. If he turns insurance down then he is assuming risk of loss. All you need is delivery confirmation, you are wasting money on certified mail.
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Insurance protects the seller not the buyer. Refusing to buy insurance doesn't put the buyer on the hook for damage or loss. That's nonsense. It's the job of the seller to get the item to the buyer safely. Period. The buyer doesn't have to pay extra to make that happen. If insurance is purchased, who is still responsible for properly packaging the item since a claim will be rejected for improper packaging? The seller. If there's a problem, who makes the claim? The seller. Who collects if the claim is paid out? The seller. That's why the seller pays for insurance and the buyer has nothing to do with it.