I agree with Rick 100%, to some/most of us this is a hobby which is supposed to be fun and allow a diversion from life. I spend thousands a year on my other hobbies with no expectation of any return on those "investments," much rather hand down golf clubs than sell them.
As far as set building its similar, the fun is looking for cards you need and working through the process. I feel its what true collecting is all about. For investment purposes it is different but I don't see any fun in buying a complete set and storing it away on a shelf just to say you have it.
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