I would personally recommend that you stay away from Friends and Family PayPal payments - in my opinion, they should only truly be used for friends and family transactions and not business.
I've seen multiple instances where a buyer has gone on spending sprees sending out friends and family payments for items, with payments being sourced from their credit card, and then filing charge backs after receiving the item with PayPal and the seller having no recourse.
If you're very worried about being scammed and want peace of mind, I say bite the bullet and go with the most foolproof avenue of sale like an AH as you mention.
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