Quote:
Originally Posted by benjulmag
The price you paid for the coverage was based on the declared value, so the cost you paid to buy the item(s) I would think would be irrelevant.
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Bingo. In a just system, you buy x amount of insurance, and they lose it, then they pay x amount of insurance. The actual value of the item is irrelevant.
The whole "prove it" rigamarole is a dishonest tactic designed to avoid paying a good faith claim.