I like both ideas!
Scott - The idea would certainly leave the marketplace moving forward in better shape than it is in now - even with some of the pointed out "loopholes" and "imperfections". Far from perfect - but a large improvement.
Mark - The only weakness I see in your plan is the lack of numeric grading - There are too many in the marketplace that use the numeric grades as competition to be the best (think set registry and "buy the holder not the card) - take the numeric grading away and you lose that competitive factor which I believe is the one point of differentiation that has PSA so far ahead of the other grading companies. So, keep the numeric grading - add all of the other points of scrutiny.
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