Ruth
It is possible the card has the washed out colors from bleaching but why would anyone do that? It's more likely the card was kept on display and the sun faded the colors. I've seen it quite a few times over the years. But that wouldn't or shouldn't get it an altered.
Now it could just be me, but in the upper left corner and/or on the right edge (where the crease goes off the card) it looks like there might be some white added. That would get you an altered.
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