I would go with the Ruth, but I would actually strongly consider an A depending on the reason and especially the eye appeal. I would much rather have a card with a slight trim and nice image than one that is trashed. At $40k I think you are going to struggle to find one without significant issues. For reference, earlier this year REA sold a PSA 1 (MK) for $36k which had creases, surface issues, and writing on the front. Going up to a PSA 1.5, HA sold one this year for $72k, which is way outside the budget mentioned.
DJ
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Current Wantlist:
E92 Nadja - Bescher, Chance, Cobb, Donovan, Doolan, Dougherty, Doyle (with bat), Lobert, Mathewson, Miller (fielding), Tinker, Wagner (throwing), Zimmerman
E/T Young Backrun - Need E90-1
E92 Red Crofts - Anyone especially Barry and Shean
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