My guess is that the plastic bag around the holder is hiding the real truth - that the Ruth is not in the holder, but on top of the holder for the picture. If you look at the penny sleeve the card is in, it extends way beyond the cutout for the card in the holder.
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Working Sets:
Baseball-
T206 SLers - Virginia League (-1)
1952 Topps - low numbers (-1)
1953 Topps (-91)
1954 Bowman (-3)
1964 Topps Giants auto'd (-2)
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