[toledo_mudhen]

Been looking at cards Raw, TPG, and TPG submission returns for lots of years and have come to following conclusions :

1.) ANY issues with card (stain, crease, wrinkle, really bad centers, miscut, corners that aren't sharp) puts the cap at VG-EX - Period

2.) It is not possible for a normal human to correctly assess 10 out 10 raw cards as NRMT - So I dont acknowledge the 7 (NRMT) designation on anything raw that I buy or sell

3.) EX & EXMT - this is where all of the good looking raw cards reside.

EX cards should have nice corners (maybe very slight dings on corners) and good centers and most normal persons would think they should grade higher.

EXMT cards are truly high end examples of EX and most normal persons would try and call them as NRMT

So once you resign yourself to the fact that you cant accurately grade a card as NRMT (or above) - and cards with issues aren't ever any better than VG-EX then the opinion grading process becomes much easier and for the most part you wont ever be disappointed on TPG submissions and occasionally you will get a few back that grade better than your initial assessment.

So there you have it - a 3 step process - really easy