It's semantics. The seller pays it no matter what it's called, in that he gets less than what the buyer paid. A rational buyer should not care less what part of the price is called a premium.
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Net 54-- the discussion board where people resent discussions. 
My avatar is a sketch by my son who is an art school graduate. Some of his sketches and paintings are at
https://www.jamesspaethartwork.com/
Last edited by Peter_Spaeth; 06-06-2017 at 01:09 PM.
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