I'm perfectly fine with beaters like that when working on a set, to be honest. I'd rather have that card than no card at all and not being picky helps to complete sets at a much faster rate. It's not ideal, but it's better than nothing, in my opinion.
The thing to remember is that you can always upgrade later. I've upgraded about 100 cards in my T206 set. As long as you're not overpaying for a beater, you'll be fine because there are always people looking for them.
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T205 (208/208)
T206 (520/520)
T207 (200/200)
E90-1 (120/121)
E91A/B/C (99/99)
1895 Mayo (16/48)
N28/N29 Allen & Ginter (100/100)
N162 Goodwin Champions (30/50)
N184 Kimball Champions (37/50)
Complete: E47, E49, E50, E75, E76, E229, N88, N91, R136, T29, T30, T38, T51, T53, T68, T73, T77, T118, T218, T220, T225
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