Swarmee, thanks for the detailed response. I guess it comes down to a business decision whether to cross over and pay the money (knowing you may end up keeping in old case or accepting a downgrade). I have about 10+/- "big boy" cards in SGC holders (all SCG 70+ HOFers, most of which are T206 and all of which are worth between $1,000 - $10k a piece in their current holders). Even though i am not a seller, I feel they are worth more in a PSA folder (even though I feel SGC is just as good on T206s), which means its a question of whether I want to spend $2k+ seeking one or more upgrades/straight crossovers that justify the expense. Regardless, I appreciate the insights.
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