Grade vs raw
My recent experience with raw cards is that there are very few "high" (7-9) left out there. When I put together a 1960 set most of what I found would grade a 5 or 6. Over time you develop an eye for what you like as far as corners, centering etc. Then the question of grading comes in. I prefer SGC over PSA. I just don't like all the OC, MK etc and I think they do take longer.
When it does come time to grade, try to take advantage of the bulk offers. If you are not buying the rookies and don't have Mantle and the other biggies you should be able to take advantage.
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