I should be done with this discussion, but I will add one more thing to the mix. Let's say you are collecting HOF baseball photos. Take any common guy, say Johnny Bench. You can find a non-authenticated photo of Bench for around $20-25. If you want a PSA photo, you might have to pay $30-50 or more. If you want to get it in person, you might have to pay $79 or more to get it in person, plus the price of the photo, parking, time, etc.
All of those add up to the exact same thing, the same Johnny Bench signed photo. If you really want to help your family, do your homework and buy the non-authenticated one and put the rest of your money in some other investment or buy three photos for the price of one.
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