Good catch Tony. I think what most AHs do is they have a third party insurance carrier. All the packages are covered if they use USPS and send certified. USPS also gives unlimited free boxes to use for their USPS shipments. There are a few AHs that do NOT do this and they still use shipping/handling as a profit center. Plus I know there is one other AH (advertiser on net54) that wont use a third party umbrella policy for their customers and just pays the ripoff off rate that UPS/Fed-x charges for insurance and passes it along to their customers.
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