I just signed up with collectinsure.com for the same reasons. They did not require an appraisal but recommend keeping some kind of an inventory or record of the collection. I had my collection insured for a specific amount but I'm sure as you add to yours you can have that limit increased.
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Successful transactions with peter spaeth, don's cards, vwtdi, wolf441, 111gecko, Clydewally, Jim, SPMIDD, MattyC, jmb, botn, E107collector, begsu1013, and a few others.
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