Graded and au natural
I collect 99 .5 % ungraded cards. But I am strictly a buyer and I collect strictly as a hobby. Some folks are in cards strictly as an investment. Some are in it as a hobby and an investment. If I were in one of the last two categories, the realities of the current market would lead me to be much more into graded cards. If a person in all three categories with similar collections gets hit by a bus tomorrow and their executors have to liquidate their stuff, the graded guy comes out best in my view. But I collect sets and prefer them ungraded for easy viewing and access in binders. To each their own.
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