Agree with Fudd. If you can't pay for tires, yet have a house full of collectibles, you need to re-prioritize. Certainly there are some things you can easily sell without missing them too much. If you can't pay for something with cash, you can't afford it.
We haven't carried a credit card balance in many years. Yep... I've probably missed out on a few items because I didn't have enough cash in my fun account at the time, but it's a great feeling not having credit card bills.
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