That sucks Josh. I'd first contact him directly, and tell him what happened. Be respectful and assertive and tell him you'd like a partial refund for getting the card re-holdered from SGC.
I had the same thing happen once (but my crack was worse), and I was given a $13 refund that covered the cost of sending the card back to SGC, insuring it, and paying for the re-holder.
If the seller doesn't respond in the right way, then you can open up a case with ebay. But, it's always nice to give the seller a chance to take care of you without involving ebay first.
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