I don't know Richard personally but have done a few deals with him on 4 digit-type cards with no issues. I guess one never knows, but I would be surprised if he is involved in any wrongdoing. I hope it works out for you.
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Net 54-- the discussion board where people resent discussions. 
My avatar is a sketch by my son who is an art school graduate. Some of his sketches and paintings are at
https://www.jamesspaethartwork.com/
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