Scott/David- thanks guys, you're dead on with my intention and my goals in starting the thread. Posting to the board was definitely not something I wanted to do, but after 2 months+ yielded minimal results with the other person, I saw this as a next logical step. I also have no idea how long a true "outcome" will take, so I didn't want to wait silently until 2016, or whenever.
So far this thread has accomplished a few things.
- it's given me piece of mind re-affirming I'm not off base in my suspicions.
- it's provided me with a few ideas I had not considered (thanks to those who have posted or PMd)
- and within a very short period of time, it will show me whether this whole process needs to take the next step... or alternately, whether this person will reappear, either publicly here, or directly to me/my bank and begin cooperating.
Point noted, that he could be reading this while not logged in.. thanks.
Quote:
Originally Posted by rajah424
I move often for work so I lose stuff all the time. A few years ago i found a pay check that was 6 years old (yes, I know i'm an idiot). I went to a BOA to see if there was anything i could do to cash or deposit it. The teller told me he couldn't accept it because it was so old but told me to deposit it at an ATM and it would be cleared undetected. I deposited it that night and the funds were available 3 days later no problem.
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This is such a great example of how inconsistent this all is. Wells Fargo said their tellers are supposed to reject 6 month old checks as stale.. however, my guess is they can still be deposited in an ATM like your example, and done so without signing. And as shown here several, if not most banks will accept checks indefinitely without question, and the issuing bank has no real ability to stop this.