I added some lines to the first image I posted - the ripped card and a Nat'l. Everything to the bottom/right of the red line appears to be paper loss, the scan isn't great so it is a little tough to tell if this line is perfectly accurate, but it looks close. I then put lines around the N in Nat'l and the upper and lower bounds of the caption on your card to make a box at the location of where the N ought to be on your card. It looks to me like my initial guess was right - there is an area that is not missing paper that should hold a large portion of the N but does not. If I am wrong and there is paper loss that I can't see in the image that occurs in the blue box then the possible top of the A comes back into play, but if all that paper is there I don't see how it could be a Nat'l.
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