[Leon]

Originally Posted by vintagetoppsguy

Exactly!

And I'll include another scenario too. Let’s say I have my eye on one of Scott’s cards and it’s $400 in his eBay store. He’s willing to sell it to me for $360 outside of eBay since he doesn’t have to pay the 10% final value fee (I don’t know if 10% is right or not, just using that number).

I get an email from eBay offering 4X eBay bucks for the next two days. So, now I can buy the card for $360 from him directly, or I can buy it on eBay and get $32 in eBay Bucks, basically costing me $368. Well, I want the card really bad, but I’m a little short this month because I had a major card repair. But, I can purchase it through eBay, use PayPal Credit to finance it interest free for 90 days (or 6 months – whichever it is) and get it now instead of having to wait because I’m short on funds. Make sense?

So, I paid $8 more buying it on eBay rather than directly through Scott. On the other hand, I got to keep my money in my pocket a little longer and pay for it when it was more convenient.

There are a lot of factors that come in to play here.

I spent more than $8 of my time reading this. Isn't there a coupon I can clip or something?