To give you an idea of price of a professional shop, I just dropped off a vintage team photo that I think was 14x22 to get nicely matted and framed w/ UV glass and whatnot. They quoted me $130 (which I'm ok with on this one).
For something like what you're framing you'll probably want to do it yourself. I've used a cheap matte cutter (or exacto knife and a ruler) to modify mattes of Target/Wal-Mart frames and they come out looking pretty good. Or get a cheap frame and see if a frame shop will cut a custom matte for a small fee.
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